Michigan Insurance Services

Personal Lines Insurance Services

Our personal lines team addresses the entire spectrum of individual and family insurance needs, including auto, home, umbrella, recreational vehicles, life, disability, and long-term care. We're here to counsel you regarding the types of insurance coverage and policies you need before an incident occurs.

Auto Insurance

While every big-name carrier is advertising the lowest auto insurance rates, they don't know you or your needs. Our approach is different.

Home Insurance

We do our homework to ensure your home, other structures, and personal property have the right amount and quality of coverage.

Renters Insurance

Renters insurance helps protect you, your belongings, and more after a covered loss—regardless if you’re renting an apartment, house, or condo.

Life Insurance

Protect those who matter most by making sure they have the resources to continue after a loss. Let us help determine the right type and amount of life insurance to deliver peace of mind in the worst of times.

Recreational Vehicle Insurance

It’s common for Michiganders to bring out their ATVs, motorcycles, and UTVs every spring. However, if your recreational vehicles get damaged, you’ll want to have insurance to cover the cost.

Boat and Personal Watercraft Insurance

We represent dozens of watercraft insurance carriers that'll protect your boat or personal watercraft with specialized coverage at the lowest possible rate.

Commercial Lines Insurance Services

Our commercial insurance division provides comprehensive coverage solutions from start-ups to large businesses. We provide property, liability, Inland Marine, commercial auto, workers compensation, umbrella, cyber, employment practices, and employee benefits insurance.

We are West Michigan's total insurance partner, covering your most important business assets!

Workers' Comp

If you employ one or more employees, you are required by law to have workers' compensation insurance in Michigan.

Commercial General Liability

This type of business insurance covers general business risks, such as property damage or a personal injury caused by your employees, your operations, or your services.

Commercial Vehicles

Whether you have a single company car or an entire fleet of vehicles, our team can help find the right coverage for you.

Professional Liability

If you make a mistake in the professional services given to a client or customer that causes them financial loss, they can sue you. This reason alone explains why it’s important to have professional liability insurance.

Group Health

Employee health coverage is one of the largest expenses employers face. However, there are many options to choose from.

Umbrella Policies

This covers claims in excess of your homeautorental, or boat insurance policies. It can even help cover defense costs, attorney fees, and other charges associated with lawsuits.

Cyber Security Insurance

Without insurance in the event of a data breach, your business can expose itself to large numbers of lawsuits totaling in the millions of dollars, and a damaged reputation.

Business Income Insurance

As a small business owner, business income insurance can be your lifeline. This type of insurance can cover lost income when your business needs to close suddenly due to an extraordinary event.

BBB Insurance Network Agency Accreditation


Our agents are ready to ask the right questions to help you get the best coverage at the best price. Request a proposal now.

Insurance Network Agency

Battle Creek, Michigan
732 Capital Avenue, SW
Battle Creek, MI 49015
(269) 968-0577

Monday - Friday: 8:30 am - 5 pm

Smith Pulling Insurance Agency

Albion, Michigan
800 South Superior Street
Albion, MI 49224
(517) 629-5555

Monday - Friday: 8:30 am - 5 pm

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