Home Insurance

Home Insurance from Insurance Network Agency - Battle Creek Michigan

Your Michigan Homeowners Insurance Agency

There are better ways to protect your castle than with a moat. We inspect every property to ensure we're providing the right type and amount of protection.

From the home itself to other structures to personal property and ancillary expenses, we do our homework to ensure the elements of your homeowners' protection are appropriate.

Give us a call today to get a customized home insurance quote.

Why Are Homeowners Insurance Rates Increasing?

We’ve heard from homeowners lately that their homeowner’s insurance rates are increasing. There are a few factors that play into this.

One factor is that some carriers use premium payments to pay for covered claims. When a company is setting premiums, they have to estimate how much money it will cost to repair or replace homes.

Home insurance carriers often give significant consideration to past home insurance claims submitted by the homeowner as well as claims related to that property and the homeowner’s credit.

If you're insuring a home that had multiple claims in the last few years, then that could impact your home insurance premium. 

Other home insurance rating factors may include location to fire protection, building material, security systems, the condition of the home, and more.

Have questions about selecting the right home insurance coverage for you? Contact us today; we look forward to meeting you and helping you protect those who matter most.

Condo Insurance

While condo insurance and home insurance are similar, there are some key differences between them. Condo insurance can have the following optional coverages:

Homeowners Insurance loss assessment

Loss Assessment Coverage

This could help protect against paying out-of-pocket for a special assessment the association issues for expenses related to an insurance claim.

Dwelling coverage

Dwelling Coverage

This coverage helps pay to repair or rebuild the physical structure, usually a condominium's interior spaces.

Liability coverage Homeowners Insurance

Liability Coverage

Accidents can happen. This coverage may cover the related legal and medical costs if someone is injured while visiting your condo and you are found responsible for the incident.

Personal Property Coverage

Personal Property Coverage

This coverage will help protect your belongings as well as help pay to repair or replace them. This is important to have as the condo association master policy’s coverage will usually not extend to your personal property.

Secure Your Home With The Best Home Insurance

At Insurance Network Agency, we bring decades of experience working with homeowners throughout Michigan to help them get the coverage they need. To do so, we work with the leading carriers to provide our customers with the best coverage at the best price. 

Let us do the heavy lifting; contact us today to get started. 

BBB Insurance Network Agency Accreditation


Our agents are ready to ask the right questions to help you get the best coverage at the best price. Request a proposal now.

Insurance Network Agency

Battle Creek, Michigan
732 Capital Avenue, SW
Battle Creek, MI 49015
(269) 968-0577

Monday - Friday: 8:30 am - 5 pm

Smith Pulling Insurance Agency

Albion, Michigan
800 South Superior Street
Albion, MI 49224
(517) 629-5555

Monday - Friday: 8:30 am - 5 pm

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