Renters Insurance

Screenshot 2022-07-19 10.23.55 AM

Renters Insurance in Michigan

A common misconception is that your landlord is always financially responsible for damage to your personal belongings, or injuries that occur in the event of a disaster at your rented space.    

The truth is; whatever coverage your landlord has, it likely only covers the building or unit. Therefore, it won’t cover you or your belongings as a renter. 

What Are The Benefits of Renters Insurance?

Whether you’re renting an apartment, house, or condo, renters insurance helps protect you, your belongings, and living arrangements after a covered loss.

Although multiple endorsements are available, renters insurance has three major components: 

  1. Personal Property: The cost to repair or replace your personal belongings, such as clothes, electronics, and furniture. 
  2. Liability: This covers costs if you accidentally hurt someone or something, including guest medical bills, should a non-renter get injured within the rental space, and you‘re found responsible for their injuries or damages.
  3. Additional Living Expenses: Affords you monies towards an alternative living space and unexpected food costs should you be displaced from your rented space due to a covered loss.

Renters insurance policies allow you to choose how much coverage is needed for your specific situation. Have a question? Just ask us!

What Personal Belongings Does Renters Insurance Cover?

renters insurance michigan furniture


Most renters insurance policies cover your furniture damage or loss. This may include couches, mattresses, dressers, tables, and more.

renters insurance michigan clothing


Did you know that renters insurance can also protect your clothing. Contact us to learn more about renter’s insurance today!

renters insurance michigan electronics


Electronics can be expensive, but also must be replaced quickly if damaged. Renters insurance protects your electronics in the event of a disaster. 

appliances and kitchen equipment

Appliances and Kitchen Equipment

Some of the most important items in your living space include appliances, like your oven or refrigerator. Don’t get stuck without essential appliances; protect your rental space with insurance.

bedding and towels

Bedding and Towels

Renters insurance can also protect the loss of any bedding, towels, rugs, and more.

sports and hobby equipment

Sports and Hobby Equipment

Equipment such as bicycles, musical instruments, and golf clubs can also be covered by renters insurance.

Get Renters Insurance in Michigan Today

At Insurance Network Agency, we bring decades of experience working with homeowners and renters throughout Michigan to help them get the coverage they need. 

That’s why we work with leading local and national insurance carriers to provide our customers with the best coverage at the best price. 

Let us do the heavy lifting; contact us today to get started!

BBB Insurance Network Agency Accreditation


Our agents are ready to ask the right questions to help you get the best coverage at the best price. Request a proposal now.

Insurance Network Agency

Battle Creek, Michigan
732 Capital Avenue, SW
Battle Creek, MI 49015
(269) 968-0577

Monday - Friday: 8:30 am - 5 pm

Smith Pulling Insurance Agency

Albion, Michigan
800 South Superior Street
Albion, MI 49224
(517) 629-5555

Monday - Friday: 8:30 am - 5 pm

Skip to content