Renters Insurance in Michigan
A common misconception is that your landlord is always financially responsible for damage to your personal belongings, or injuries that occur in the event of a disaster at your rented space.
The truth is; whatever coverage your landlord has, it likely only covers the building or unit. Therefore, it won’t cover you or your belongings as a renter.
What Are The Benefits of Renters Insurance?
Whether you’re renting an apartment, house, or condo, renters insurance helps protect you, your belongings, and living arrangements after a covered loss.
Although multiple endorsements are available, renters insurance has three major components:
- Personal Property: The cost to repair or replace your personal belongings, such as clothes, electronics, and furniture.
- Liability: This covers costs if you accidentally hurt someone or something, including guest medical bills, should a non-renter get injured within the rental space, and you‘re found responsible for their injuries or damages.
- Additional Living Expenses: Affords you monies towards an alternative living space and unexpected food costs should you be displaced from your rented space due to a covered loss.
Renters insurance policies allow you to choose how much coverage is needed for your specific situation. Have a question? Just ask us!
What Personal Belongings Does Renters Insurance Cover?
Get Renters Insurance in Michigan Today
At Insurance Network Agency, we bring decades of experience working with homeowners and renters throughout Michigan to help them get the coverage they need.
That’s why we work with leading local and national insurance carriers to provide our customers with the best coverage at the best price.
Let us do the heavy lifting; contact us today to get started!
ARE YOU PROTECTED?
Our agents are ready to ask the right questions to help you get the best coverage at the best price. Request a proposal now.